Credit - My Credit Information, Creating My Account, Identifying Loans, Credit Results

My Credit Information

• In this screen the consumer will be prompted to enter the following information for all parties involved:
• #Social Security, #Confirm Social Security, Birthday
• The consumer must authorize (“check”) the lender to obtain a credit report to continue with their loan

Creating My Account

• In this screen the consumer will be prompted to create a user account using the following information:
• Email, Password, Security Question/Answer
• The consumer’s password must contain at least 8 characters, one uppercase letter, one lowercase letter & one number

• After the consumer’s account is created their credit report request will be sent

Identifying Loans on The Consumer’s Credit Report

• If the consumer has additional loans in their name they must identify if they are linked to the current loan address
• Lien Position – may be 1st, 2nd, etc.
• Payments Include
• If the property is “Free & Clear”
• “check” that the property is free, meaning the listed loans are not linked to this address
• What is your Taxes & Insurance?
• Identify, whether they be annual or monthly, your Property Tax, Home Owner Insurance, Flood Insurance

Credit Results (Checkered Flag)