My Credit Information
- In this screen the consumer will be prompted to enter the following information for all parties involved:
- #Social Security, #Confirm Social Security, Birthday
- The consumer must authorize (“check”) the lender to obtain a credit report to continue with their loan
Creating My Account
- In this screen the consumer will be prompted to create a user account using the following information:
- Email, Password, Security Question/Answer
- The consumer’s password must contain at least 8 characters, one uppercase letter, one lowercase letter & one number
- After the consumer’s account is created their credit report request will be sent
Identifying Loans on The Consumer’s Credit Report
- If the consumer has additional loans in their name they must identify if they are linked to the current loan address
- Lien Position – may be 1st, 2nd, etc.
- Payments Include
- If the property is “Free & Clear”
- “check” that the property is free, meaning the listed loans are not linked to this address
- What is your Taxes & Insurance?
- Identify, whether they be annual or monthly, your Property Tax, Home Owner Insurance, Flood Insurance
Credit Results (Checkered Flag)
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