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Enhancements to Loan Application - "Personal" Page

Michael Ferri
  • Updated

Release 6.0.1000 includes the following changes to the "Personal" page of the loan application:

  • Users in both cPOS and oPOS can now add information about a spouse who will not be on the loan (non-borrowing spouse)
  • Users can now convert a previously-added co-borrower to a non-borrowing spouse
  • Users can now remove a borrower from the loan application directly on the "Personal" page. Previously, borrowers could only be removed on the "Credit" section of the loan application.  

 

Acceptance Criteria

Use Case #1: Verify Questions on Personal Page

  1. Create a new loan in oPOS [Purchase/Refi Transaction]
  2. Navigate to the Personal tab
  3. Add details for Borrower 1
  4. Set Borrower 1's “Marital Status” to be a partner with property rights
    • URLA 2009

      • Married

      • Separated

    •  URLA 2020
      • Married
      • Separated
      • Civil Union AND Property Rights = YES
      • Domestic Partner AND Property Rights = YES
      • Registered Reciprocal Beneficiary Benefits AND Property Rights = YES
      • Other AND Property Rights = YES
  5. VERIFY: the following question is visible - “Spouse or registered partner going to be on the loan?”
    1. Select Yes
    2. VERIFY: Co-Borrower section is visible

Use Case 1.1: Verify Questions on Personal Page

  1. Repeat Steps 1-4 from Use Case 1
  2. VERIFY: the following question is visible - "Spouse or registered partner going to be on the loan?"
    • Select No
      • VERIFY: Co-Borrower section is NOT visible
  3.  VERIFY: the following question is visible - "Spouse or registered partner going to be on title?"
    • Select No
      • VERIFY: no additional data points for co-borrower or non-borrowing spouse are requested

                                            

Use Case 1.2: Verify Questions on Personal Page for Non-Borrowing Spouse

  1. Repeat Steps 1-4 from Use Case 1
  2. VERIFY: the following question is visible - "Spouse or registered partner going to be on the loan?"
    • Select No
      • VERIFY: Co-Borrower section is NOT visible
  3.  VERIFY: the following question is visible - "Spouse or registered partner going to be on title?"
    • Select Yes
      • VERIFY: Non-Borrowing Spouse section is visible
  4. Non-Borrowing Spouse Section
    • Add 'First Name' and 'Last Name'
    • VERIFY: Title has the correct names for Borrower 1 and their non-borrowing spouse
    • VERIFY: Required fields are marked as “*”
      • Required field names: First name and Last Name
  5. Leave the First and Last Name fields empty
    1. VERIFY: Red Field Validation appears on the screen
    2. Click Save
    3. VERIFY: page validation modal window appears
 
Use Case 2: Verify new Privilege is created
  1. Log in to iMP System Admin 
  2. Select the desired test user
    • User Account > User Profiles Tab
  3. Navigate to user privileges
    • Privileges > Roles/Privileges 
  4. VERIFY: new privilege 'Reissue Credit Button - Enable Remove Borrower/Co-Borrower' is available
 
Use Case 3:  Remove Borrower Button
  1. Create a new loan in oPOS [Purchase/Refi Transaction]
  2. Navigate to the Personal tab of the loan application
  3. Complete borrower information
  4. Set Borrower 1's “Marital Status” to be a partner with property rights
    • URLA 2009

      • Married

      • Separated

    •  URLA 2020
      • Married
      • Separated
      • Civil Union AND Property Rights = YES
      • Domestic Partner AND Property Rights = YES
      • Registered Reciprocal Beneficiary Benefits AND Property Rights = YES
      • Other AND Property Rights = YES
  5. VERIFY: the following question is visible -  "Spouse or registered partner going to be on the loan?"
    • Select YES
  6. VERIFY: Remove Borrower buttons appear next to both the Borrower and Co-Borrower Information accordion headers

*(Corresponding Feature number(s) - 399461)

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