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Enhancements to Disclosure Tracking

Charlie Gunn
  • Updated

Overview

The following changes have been made to disclosure tracking in release 6.0.1000:

  • the disclosure tracking tool no longer appears on the "Loan Details" page, and has been moved to its own dedicated page
  • the updated disclosure tracking tool now provides detailed status updates and key dates, which will help the user to determine which actions still need to be taken on individual disclosures packages
  • the oPOS user will now receive email notifications when disclosures are created, as well as when they are viewed or signed by the borrower

"Disclosure Tracking" Page

Access the "Disclosure Tracking" page: Menu > Tools > Disclosure Tracking

 

Status Updates/Key Dates

For each disclosure package, the user will be able to view the following information:

  • borrower name 
  • delivery method
  • date sent to borrower
  • date previewed by borrower
  • date signed by borrower
  • date of intent to proceed (ITP)

To learn more, check out the link(s) below: 

oPOS: Disclosure Tracking

 

Acceptance Criteria

Feature: Disclosure Tracking Link

Use Case #1:
 
  1. Log in to oPOS
  2. Create a new loan and complete 6 pieces 
  3. Go to Loan Mega menu > Tools and click on the "Disclosure Tracking" tracking link
  4. VERIFY: The Disclosure Tracking Link in the Mega Menu is visible but disabled and the Disclosure Tracking page does NOT open    
  5. Apply a Product
  6. Request Initial Disclosures by clicking the contextual button on the bottom right.
  7. VERIFY: the Disclosure Tracking Module is NOT visible on the Loan Details Screen
  8. Go to Loan Mega menu > Tools > Disclosure Tracking
  9. VERIFY: The Disclosure Tracking Page opens
  10. VERIFY: The Initial Disclosure Documents are displayed in an expanded view

 

Feature: Disclosure Tracking User Interface

AC#1: Confirm Disclosure Tracking (Component) is not visible yet.

  1. Sign in to oPOS
  2. Create new loan application; get 6 pieces
  3. VERIFY: Disclosure Tracking (component) is not displaying on the Loan Details (page) when Initial Disclosures hasn't been requested yet, requested date = null.
 
AC#2: Request for Initial Disclosures

A) Request Disclosures

  1. Create a new loan app with a primary borrower and a co-borrower (1st M1003)
  2. Add a 2nd M1003 with a primary borrower and a co-borrower
  3. Add a 3rd M1003 with a single borrower
  4. After completing 1003 by getting 6 pieces (Application tab); select a loan product (Pricing tab)
  5. Complete AUS (AUS tab)
  6. Go to Loan Details and "Create Initial Disclosures" 
  7. Verify the "Disclosure Tracking (component) now appears in the Loan Details page below summary area and above the 3 sections: 'Pricing Information', 'Housing Expenses Breakdown', and 'Section L4 – Required Funds or Cash Back'.
  8. Verify in the body portion of the Loan Details page that the Disclosure Tracking (component) is showing
  9. Verify the package that is displaying is the "Initial Disclosures'
  10. Verify 'Requested' (has a date)
  11. Verify 'Created' is (null) and has _________ next to to the label
  12. Verify 'Delivered to All' is (null) and has _________ next to to the label
  13. Verify 'Signed by All' is (null) and has _________ next to to the label
  14. Click on the row to expand on the Initial Disclosure (accordion)
  15. Verify the detailed information of the 6 borrowers listed above appears (after expanding the parent accordion)
  16. Verify App 1 has: (Primary Borrower/Co-Borrower)
  17. Verify App 2 has: (Primary Borrower/Co-Borrower) 
  18. Verify App 3 has: (Primary Borrower)
  19. Click on: [DisclosureGraphic] or [DisclosurePackageName] (text link hover = blue) 
    • Verify the disclosure package will display in a new browser tab.
 
AC3: eSign the Disclosures
Continuing from AC2 (above)
A) Get some dates to show from different borrowers of the M1003s
  1. Follow Steps 1-5 from AC2 
  2. Apply a Loan Product
  3. Go to Loan Details and "Create Initial Disclosures" once it is completed
  4. Click on the row to expand on the Initial Disclosure (accordion)
  5. Verify: In the Disclosure Tracking component's "Initial Disclosures" section, the 'Created' date has today's date populated  and the '_______' (blank) has been removed
  6. Send the "Sign Initial Disclosures" SecureLink to the borrowers on APP 1, APP 2, and APP 3
  7. Verify: In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Sent' date for borrowers on APP 1, APP 2, and APP 3 has today's date populated.
  8. Verify: In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Delivered to All' date for the loan has today's date populated
  9. Exit the loan
  10. As the Borrower 1 on App 1, click on the link 
  11. Activate account and log in
  12. eConsent to Signing
  13. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'eConsent' date for APP 1- Borrower 1 has today's date populated
  14. Begin eSign task / open eSigning room
  15. Complete eSigning
  16. Verify: In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Preview' date for APP 1 - Borrower 1 has today's date populated
  17. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'ITP' date for APP 1 - Borrower 1 has today's date populated
  18. Verify: In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Signed' date for APP 1 - Borrower 1 has today's date populated
  19. As the Borrower 2 on App 1, click on the link 
  20. Activate account and log in
  21. eConsent to Signing
  22. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'eConsent' date for APP 1- Borrower 2 has today's date populated
  23. Begin eSign task / open eSigning room
  24. Complete eSigning
  25. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Preview' date for APP 1 - Borrower 2 has today's date populated
  26. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'ITP' date for APP 1 - Borrower 2 has today's date populated
  27. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Signed' date for APP 1 - Borrower 2 has today's date populated
  28. As the Borrower 1 on App 2, click on the link 
  29. Activate account and log in
  30. eConsent to Signing
  31. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'eConsent' date for APP 2- Borrower 1 has today's date populated
  32. Begin eSign task / open eSigning room
  33. Complete eSigning
  34. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Preview' date for APP 2 - Borrower 1 has today's date populated
  35. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'ITP' date for APP 2 - Borrower 1 has today's date populated
  36. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Signed' date for APP 2 - Borrower 1 has today's date populated
  37. As the Borrower 2 on App 2, click on the link 
  38. Activate account and log in
  39. eConsent to Signing
  40. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'eConsent' date for APP 2- Borrower 2 has today's date populated
  41. Begin eSign task / open eSigning room
  42. Complete eSigning
  43. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Preview' date for APP 2 - Borrower 2 has today's date populated
  44. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'ITP' date for APP 2 - Borrower 2 has today's date populated
  45. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Signed' date for APP 2 - Borrower 2 has today's date populated
  46. As the Borrower 1 on App 3 click on the link 
  47. Activate account and log in
  48. eConsent to Signing
  49. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'eConsent' date for APP 3- Borrower 1 has today's date populated
  50. Begin eSign task / open eSigning room
  51. Complete eSigning
  52. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Preview' date for APP 3 - Borrower 1 has today's date populated
  53. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'ITP' date for APP 3 - Borrower 1 has today's date populated
  54. Verify In the Disclosure Tracking component's expanded "Initial Disclosures" section, the 'Signed' date for APP 3 - Borrower 1 has today's date populated
  55. Verify In the Disclosure Tracking component's "Initial Disclosures" section, the 'Signed by All' date has today's date populated  and the '_______' (blank) has been removed

*(Corresponding Feature number(s) - 440685, 414532, 419268, 439724) 

 

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