Cloudvirga's Intelligent Mortgage Platform (iMP) is designed to integrate seamlessly with a lender’s LOS in order to send information back and forth throughout the loan process, allowing both systems to stay up to date whenever important steps are taken or changes are made in either system.
Each interaction between iMP and the LOS is represented by a unique "LOS Event" that is triggered by particular circumstances or user actions. These events are organized into two categories: 100-level events are outbound events that push data from iMP to the LOS, while 200-level events are incoming events that pull data into iMP from the LOS.
This following table provides details about the LOS events used by the system. If any of these events appear to be functioning incorrectly, please reach out to your Cloudvirga Implementation team.
|Event Code||Event Name||Description||Trigger|
|ADV100||Adverse Request||Requests adverse loan action from LOS||User selects Adverse Loan from the Loan Menu and completes the adverse form|
|Order an Appraisal||User selects Order Appraisal from the "Appraisal Center"|
|CDOC100||Request Closing Documents||Request generation of closing documents from LOS||User selects Request Closing Docs on the "Closing Docs" page|
|Conditions Sync||Provide LOS with Conditions data updated in iMP||User completes or updates any condition on the "Conditions" page|
|CON200||Conditions Update||Provide iMP with updated Conditions data from the LOS||Underwriter creates or updates a condition and saves the loan in the LOS|
|DOC100||Export Document||Export documents from iMP to LOS||User uploads, modifies, or removes a document in the system|
|DOC200||Document Sync||Import documents from LOS to iMP||LOS user uploads, modifies, or removes a document|
|DTI100||Disclosure Tracking||Send status and metadata of the loan record from iMP to LOS for initial disclosures||User clicks Request Disclosures on "Disclosures" page|
|DTI200||Disclosure Tracking Update||Pull current status of the disclosure package into iMP from the LOS||The current status of the disclosure package changes|
|ICD100||Request Initial Closing Disclosure||Request generation of the Initial Closing Disclosure from LOS||User clicks Request ICD on "Request ICD" page|
|LCR100||Loan Change Request||Request changes to the loan record from the LOS||User submits a change request following initial disclosures|
|LCR200||Loan Change Request Update||Lender update on a submitted change request||Submitted change request is decisioned in the LOS|
|SUB100||Submit Loan Request||Submit completed loan to LOS||User clicks Submit Loan on "Submit" page|
|LOS200||LOS Status Update||Pull status of submitted loan from LOS to iMP||Event SUB100 is triggered|
|Partial Export to LOS||Partial Export [MISMO 3.4] [Pricing/Fees/Locking]||Export updated price/fee/locking information to LOS post line-of-demarcation (LOD)||User performs pricing actions post-LOD|